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How Inflation and Interest Rates Affect Your Mortgage Strategy

Inflation is not falling as quickly as the Reserve Bank of Australia would like. Annual...

Inflation eases in November 2025: why the inflation bingo continues and what it means for your home loan

Australia’s latest inflation figures have eased, but the interest rate conversation is far from settled....

2026 Interest Rates. Why Inflation Has Shifted the Conversation Again

The outlook for 2026 interest rates has shifted following higher-than-expected inflation data. Annual inflation reached...

Help to Buy Launches 5 December 2025 giving First Home Buyers a New Path into the Property Market

A significant boost for first home buyers will arrive on 5 December 2025, when the...

Starting from October 1, 2025, First Home Buyers will find it even easier to achieve their homeownership dreams.

Starting from October 1, 2025, First Home Buyers will find it even easier to achieve...

Jaan Kolokithas Nominated for Loan Processor of the Year – A Proud Moment for What If We Finance

We’re proud to share that Jaan Kolokithas has been nominated for Loan Processor of the...

Why the Reserve Bank Hit Pause – And What It Means for You

https://youtube.com/shorts/4pooFgmUlTU?feature=share By Spiro Kolokithas, Managing Director at What If We Finance The Reserve Bank of...

Interest Rate Cuts Could Be Coming – after unemployment rises

Australia’s unemployment rate has just jumped to its highest level in more than three years,...

Will the RBA Cut Rates in July? Australia’s Economy Slows, Confidence Wavers

Australia’s Economic Growth Slows to a Crawl Australia’s economy has lost momentum — and it...

Could Interest Rates Drop Again in July?

The Reserve Bank of Australia (RBA) may be getting closer to another interest rate cut....

RBA Reduces Rates to 3.85 Percent: Why More Cuts Aren’t Guaranteed

The RBA has reduced interest rates to 3.85%. Discover how this affects your home loan,...

Interest Rate Expectations Are Changing Weekly — May 2025

In today’s uncertain economic climate, interest rate expectations are changing week by week. This unpredictability...

Inflation Falls in April 25: What It Means for Your Mortgage

Australians have been feeling the pressure from high interest rates and the rising cost of...

RBA Holds April  2025 Cash Rate at 4.10%

The Reserve Bank of Australia (RBA) has decided to keep the official cash rate steady...

Inflation Eases Again – February 2025 Update

What Lower Inflation Could Mean for Your Home Loan Inflation is heading in the right...

Interest Rates and House Prices: Positive signs?

Let’s face it economic news doesn’t always sound exciting. But it plays a big role...

Good News for the Melbourne Property Market?

After months of uncertainty, there are finally signs of good news for the Australian and...

RBA Cuts February Interest Rates – What It Means for You

The Reserve Bank of Australia (RBA) has reduced the cash rate from 4.35% to 4.10%,...

Inflation Drops to Lowest Level in Three Years – What It Means for Australian Households

The latest inflation figures released by the Australian Bureau of Statistics (ABS) have brought some...

When Does the Reserve Bank Meet in 2025 to Set Interest Rates? What You Need to Know

The Reserve Bank of Australia (RBA) sets the official cash rate, which directly impacts home...

RBA Holds Rates Steady in December 2024: Possible Rate Cut Early 2025?

As the festive season kicks off, the Reserve Bank of Australia (RBA) has announced its...

A Win for Mortgage Brokers: Record Market Share and Loan Values Soar

Australian borrowers are embracing mortgage brokers like never before! The latest data from the Mortgage...

Australian Inflation Drops: What It Means for You

The Australian Bureau of Statistics (ABS) has reported great news—annual inflation has dropped to 2.1%...

RBA Holds Cash Rate Steady at 4.35%: What This Means for You

Today, the Reserve Bank of Australia (RBA) announced it’s holding the cash rate at 4.35%....

Inflation Returns to RBA’s Target Range: What This Means for Your Finances

The latest Consumer Price Index (CPI) figures are in, and there’s some promising news for...

Inflation smoke and mirrors continue?

Inflation falls to 2.75 pa Inflation figures for August 2024 have fallen from 3.5% to...

No change to interest rates September 2024

In September 2024, the Reserve Bank of Australia (RBA) announced its decision to keep the...

Underlying inflation falls but is it all smoke and mirrors?

Underlying inflation for July 2024 has fallen to 3.5%, down from 3.8% in June. The...

Mortgage Broker believes interest rates will fall by February 2025

Mortgage Broker, What If We Finance believe the next change to interest rates will be...

Interest Rates on hold June 2024

Financial markets and mortgage brokers correctly anticipated the Reserve Bank of Australia electing to leave...

RBA cautiously leaves interest rates on hold May 2024

The RBA has cautiously left interest rates on hold at its May 2024 meeting. The...

Cash Rates to Remain Low Even as a Bank Increases Interest Rates

Mortgage Broker What If We Finance advises February 2 2021 the RBA left the official...

Mortgage Broker predicts interest rate cuts in 2024

Mortgage Broker What If We Finance predicts interest rate cuts in 2024. After reviewing expert...

Home Loan Serviceability Buffer remains at 3%

Australian Prudential Regulation Authority (APRA) confirmed the home loan serviceability buffer will remain at 3%....

Inflation Remains Steady in January 2024

According to the latest report from the Australian Bureau of Statistics, the monthly measure of...

December 2023 Interest Rates On Hold

The Reserve Bank of Australia has interest rates on hold for December 2023, citing expected...

RBA Increases Interest Rates November 2023

Interest Rates November Announcement In an effort to combat persistent inflation, the Reserve Bank board...

Australia Interest Rate Increase

Reserve Bank surprises markets with a 0.25% rate rise The Reserve Bank has surprised financial...

RBA Cash Rate October 2023

In October, the Reserve Bank of Australia (RBA) kept the official cash rate unchanged at...

Property Prices Rising Again

Recent press has painted a picture of doom and gloom regarding property prices rising. Some...

August Interest Rates Unchanged (2023)

Interest Rates Unchanged August 2023 The RBA has left interest rates on hold. At the...

RBA leaves interest rates unchanged July 2023

The RBA has left the official cash rate on hold at 4.10% for the month...

RBA Interest Rates Announcement June 2023

The Reserve Bank of Australia (RBA) has increased interest-rate for the 12th time within 12...

April 2023 Interest Rates On Hold

The RBA has offered some reprieve for borrowers and, after 11 interest rate rises in...

RBA Raises Rates In February 2023

The Reserve Bank (RBA) has increased interest rates interested for a record 9th time and...

Banks Impose Home Loan Loyalty Tax On Existing Customers

The experience of mortgage broker What If We Finance shows existing borrowers are generally being...

RBA Rate Rise For November 2022

As expected, the Reserve Bank of Australia has increased interest rates by 0.25% to 3.10%....

0.25% Interest Rate Rise For November 2022

The Reserve Bank of Australia (RBA) today decided to increase the official cash rate for...

RBA Rate Rise September

RBA rates increase by 0.50% for September 2022 As expected, the Reserve Bank of Australia...

Once Again Interest Rate Rise In August

Interest Rates Are Rising In August The Reserve Bank of Australia (RBA) today decided to...

Interest Rates Remain On Hold For April

As expected, the Reserve Bank of Australia has left interest rates on hold once again...

RBA Increases Cash Rate By 0.25% But Has Inflation Peaked?

The Reserve Bank has increased the cash rate as expected for the tenth consecutive time by 0.25%....

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