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One of the biggest commitments you will make in your working life is securing a mortgage, and with over 1,000...

You may ask why refinance a home loan, and the answer begins with Interest rates in Australia being at all-time...

As expected, the Reserve Bank of Australia has left interest rates on hold once again at the record low rate of 0.1%....

One of the biggest commitments you will make in your working life is securing a mortgage, and with over 1,000...

Currently, two federal government schemes are available to Australians looking to buy their first home. One is the First Home...

It’s a well known saying that mistakes make the best teachers. When it comes to buying your first home, does...

How to Negotiate Your Mortgage Interest Rates One of the most important steps of purchasing a home is making sure...

Not all people want to buy ready-made homes. Some have the time and the patience to build from scratch. If...

Is Stamp Duty Still Required? Stamp Duty is one of the highest costs associated with buying a property in Australia....

Buying a house is one of the biggest investments you’ll ever make in your life. You can either build or...

No LMI Home Loans No LMI (Lenders Mortgage Insurance) Home Loans are becoming more common in the market. Your mortgage...

The increasing credit regulation has seen many people predict the death of Low Doc loans.  Independent Mortgage Broker, What If...

One of the greatest perks in life is access to credit. It opens the doors to many important financial decisions,...

Saving up for your first home can be difficult. It takes commitment and hard work, but it doesn't need to...

Imagine getting pre-approval from your lender either over the phone, online or even at your local branch, only to find...

Conveyancing is a term used to describe the whole process of putting a property on the market, executing an agreement...

When you're shopping for a home loan, you have two main sources for financing; a bank or a mortgage broker....

As mortgage interest rates changes, many homeowners opt to refinance their loans. Refinancing means replacing an existing loan with a...

When you're planning on buying a new home, the location is often the first thing you think about. After all,...

Gone are the days when if you needed a financial product as expensive and as daunting as a mortgage, you...

So you are building a new home and you need a Construction Home Loan. Where do you start? Your mortgage...

A significant portion of the population are now buying more than one investment property and the recent property boom in...

What is an independent mortgage broker? An independent mortgage broker is a mortgage broker who is not affiliated with any...

With improving credit conditions, your Melbourne Mortgage Broker What If We Finance is committed to helping you figure out the...

Most lending applications in Australia, before being approved, require a bank valuation to be completed. This is where lending can...

So, you have decided you want to buy a new property and need to organize finance. With over 1000 home...

Mortgage Broker What If We Finance advises February 2 2021 the RBA left the official cash rate unchanged at 0.10%. RBA governor...

No Deposit Home Loans – do they exist? Buying your home without a deposit seems like an unreachable dream —...

A recent ACCC report has levelled major criticism at the major banks regarding their mortgage pricing behaviour. The ACCC reviewed ANZ, CBA,...

Recent press has painted a picture of doom and gloom regarding property prices rising. Some forecasters have predicted falls up...

Interest Rates were set by the RBA Traditionally the Reserve Bank of Australia (RBA). would set interest rates in Australia. The RBA...

Home Loan Fixed Rates – are they a gamble? This is a thought that has been occupying What If We...

Buying off-the-plan real estate is often pitched by marketers as a “win win investment” But, how safe is buying property...

If you have not used a mortgage broker before, chances are you will have a few questions. We’ve put together...