The end of 2013 and the summer holidays means a Home Loan Health Check should be part of your new years resolutions. The home loan market is changing all the time and the relatively slow pace of economic growth means that banks are competing harder and harder for your business.
But banks seem to like new customers and focus less on existing customers so why not make this short sightedness on the part of your bank work for you?
Your mortgage broker can quickly advise you on the best deal and also advise if your home loan still meets your needs. So how would you know if you are in need of a home health check?
1. If you are paying a standard variable rate or anything above 5.20% then these are serious signals that it may be time to refinance
2. Your home loan is more than 2 years old and has not been reviewed for a while
3. You are thinking of buying a new home, refinancing or borrowing to buy an investment property or shares
4. Your banker has not contacted you in the past 12 months for a discussion regarding your current home loan or future needs
Your mortgage broker What If We Finance can meet with you in person, over the phone or disuse via email your home loan options so use this quiet time to get an unbeatable deal today.