How do I apply for a loan?
Your mortgage broker will complete all the requirements and applications to ensure your home loan has the optimum chance of success.
Do I have to pay my mortgage broker?
At What If We Finance, our services are free! We are paid by the lender of your choice. We go to great lengths to ensure you get the best deal. This ensures you not only experience great service, but you also save money.
Why do I need a mortgage broker?
Mortgage brokers identify loans that meet your needs and then compare terms and rates so you don’t have to. They offer mortgage products from a wide network of lenders, giving you access to a greater range of products than loan officers.
What is the first home owner grant (FHOG)? Am I eligible for it?
Funded by the Federal Government, the FHOG scheme is administered through each state. The amount available ranges from $7,000 to $26,000, depending on the state you live in. For residents in Victoria, find more information here.
To be eligible for FHOG, you and your spouse should not have previously claimed the grant or owned a home.
Which loan is right for me?
What If We Finance will help you find which of the hundreds of home loans will best fit your needs. It’s our passion to be strategic and ensure you get the perfect home loan for your unique situation.