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Melbourne’s Best Independent Mortgage Broker – available 7 days a week

03 8804 1354

What if We Finance

Top Mortgage Broker in Melbourne CBD

Mortgage Broker Melbourne What If We Finance is an independent mortgage broker who can help you buy a home, invest in property or refinance. We offer unbeatable service, 7 days a week and also help self-employed borrowers.

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We are available 7 days a week 8.30 am to 9.30 pm

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Chat to a broker

Our independent mortgage broker is available to chat to you online and help you find an unbeatable deal. Talk to a real mortgage broker today.

02

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Call us now on 03 8804 1354 to talk to a mortgage broker Melbourne and we can help you achieve your financial goals

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Alternatively, provide your contact information and a mortgage broker will contact you as soon as possible.

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Home Loans

Why Use a
Melbourne Mortgage Broker?

With so many choices buying a home, investing in property, or refinancing can be a time consuming and overwhelming process. Different banks and lenders have different rules and you may often wonder how can I buy a home or get a better deal? What If We Finance, is Melbourne’s Best Independent Mortgage Broker and we can quickly help you buy a home or refinance your existing home loan.

What If We Finance is not owned by a bank and we do not sell our own home loans. We do not promise to compare hundreds of home loans in minutes or talk about our calculators. Everybody does that! Our only focus is to help you achieve your financial goals. Your What If We Finance Mortgage Broker will provide independent and objective advice and recommendations.

We not only work with the bank but will also partner with your accountant, solicitor/conveyancer or any of your advisers to make your financial possibilities
come to life. What If We Finance works with 40 plus lenders and has access to more than 2,200 home loan products that are available on the market today.

What we do

Our Process for Mortgage Success

Step 1

Fill out our website’s contact form. We will contact you within 2 hours. You can also choose to call u or chat online s to directly speak with one of our mortgage brokers.

Step 2

We will listen to your needs and advise and guide you to find an unbeatable deal.

Step 3

We will do all the legwork and organise finance. Finance approval will take 1 day to 2 weeks depending on the lender. We will work with your account and real estate agent to make sure everything runs smoothly.

Step 4

Clients for life-we will work with you to make sure you always have the best deal and also advise you on your options if you wish to refinance or buy an investment property or second home.

Testimonials

See What Our Clients Are Saying

3/15/2021

ORION VIKTOR

I begun my application for a mortgage to buy my first home as a single right in the heart of a pandemic, and while my work circumstances were all up in the air. Naturally, these circumstances were not ideal, and because of this other brokers I contacted didn’t want to work with me.
3/10/2021

VANESA V

Thank you to Spiro and Agnes for the exceptional service received, especially during these challenging times. They were prompt to solve all of my queries and the communication was beyond excellent. They guided me at every step of the way and made the entire process feel like a breeze. Will recommend them to all my friends, colleagues and relatives.
3/10/2021

MARCELO F.

I first made contact via telephone and was looked after by Spiro and his team. From that very first moment they were able to attend to my needs and solve my queries in a knowledgeable and professional manner. Their personal approach and excellence in customer service is what ultimately made the decision of choosing them over their competition very easy. Much recommended. Thank you once again Spiro and Team.
3/15/2021

Kelly

I am a first home buyer so I had very little knowledge about how the process worked. I can’t imagine how I could have done this without him. Spiro visited me at my home several times and made sure I was aware of everything that was going on. I couldn’t recommend him highly enough. Thank you for helping to make my dreams come true.
3/15/2021

Theashan

I am extremely impressed with the level of professionalism and quality of the service that I received. Spiro has been absolutely great. He offered advice and help which extended beyond the call of duty. I was kept informed of the progress of my finance application at every stage of the process. If you are looking for excellent service and advice, I would strongly recommend that you use this broker. Definitely the best decision that I have made. Friendly and our mortgage broker went beyond the call of duty

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What If We Finance Pty Ltd. | ABN 72 911 794 625 | Aust Credit Licence 389609 | Privacy Policy

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EXCELLENT
176 reviews on
Matthew B
Matthew B
2022-06-05
Looking at the reviews for What If We Finance, it comes at no surprise to see so many 5-stars. Spiro handled the mortgage part of my girlfriend and I purchasing our first home. He made himself available to us around the clock and ensured that we were across the entire process and felt as comfortable as possible. We're very fortunate to have gone about buying our first home with Sprio and we'd be more than happy to use him for future purchases and to refer on to family and friends. A big shout out to Agnes also who busily works away in the background and also does an incredible job. You guys are the best!
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hari gowtham
hari gowtham
2022-06-03
Very happy with the results from Spiro from start to finish. Spiro and his team are very knowledgeable and have a very quick turnaround time. Couldn't be more happier with the service. Definitely my go-to person for upcoming purchase.
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Gary Shekhter
Gary Shekhter
2022-06-02
Great broker and trustworthy. Honestly had seen 5 brokers and fund this wonderful guy. Who helped from start to finish fast and had our loan in no time at all. Thank you again champ you did an amazing job
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Leonie Kemp
Leonie Kemp
2022-05-29
Thank you Spiro and Agnes for helping with the purchase of my first home. I needed to arrange finance quickly and Spiro did a fantastic job letting me know the best options for me and pushing to get the pre-approval so I didn't miss out on purchasing my home. Everything went very smoothly, thanks for helping make my first property purchase straightforward.
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S S
S S
2022-05-28
Thank you Spiro and team for your help in financing the mortgage for the recent property purchase. Spiro provided timely advise, guided me on the process and was swift in processing the documents. His friendly attitude makes the process even better. Thank you once again.
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Anita Naughton
Anita Naughton
2022-05-27
As a first home buyer I had very limited knowledge on what I needed to do. I searched for a broker and What if we finance stood out due to reviews. I had my first session with Spiro and never looked back! The whole process was seamless, I felt supported and could always connect with Spiro when needed. Spiro and Agnes are experts in what they do and I would highly recommended anyone looking for finance to choose What if we finance. I will be a lifelong customer and look forward to buying our next house with their support.
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Mahmoud Al Kilzi
Mahmoud Al Kilzi
2022-05-25
Spiro & his team did a great job by getting my loan sorted in time. I would recommend them to family & friend. Great work guys much appreciated.
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Rebecca Zeeman
Rebecca Zeeman
2022-05-20
Spiro and Agnes provided great help and advocacy in getting us our home loan. We felt they were always available and were super efficient in getting it all done on time! The process was so simple and without stress thanks them both.
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Irish Azcuna
Irish Azcuna
2022-05-09
I can’t thank Spiro and Agnes enough for making my first home purchase so efficient, stress-free and seamless! If I could give more than 5 stars I would. As a first home buyer applying for one or the government’s schemes, my situation would have been so complicated that I never imagined being able to complete the process in such a short time. Spiro’s in-depth knowledge, invaluable and always-available support, and genuine willingness to help get me the right mortgage for my situation, made everything possible. His pragmatic advice even helped me decide on the right property for us, which would help us achieve our long-term goals. I highly recommend Spiro and his team. We will definitely engage their service again for our next property. They are the best!
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Renee Briggs
Renee Briggs
2022-05-02
Spiro is reliable, has your best interest as his top priority and is fast to get great results. We wouldn't ask anyone else for their professional opinion- Spiro is the best in the business.
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