Melbourne's Best Independent Mortgage Broker - available 7 days a week

Melbourne Mortgage Broker | Awarded Mortgage Broker of 2023

What if we... Buy a home Buy our first home Build a new home Are buying at auction Refinance our home loan Are self employed  Have bad credit

We deliver personalised Melbourne mortgage broker solutions  and loans helping you achieve your Home or investment dreams.  We are partnered with all Banks and lending institutions with 2,000 financial loan products. 

Finding unbeatable deals that will see you recommending our services to family and business associates alike.. Voted as an elite broker of 2023 and have been voted by an independent panel as the best Melbourne mortgage broker

Talk to our mortgage brokers | 7 days a week | we make finance simple

Elite Broker 2023 Independent Mortgage brokerage comapny
Independent Mortgage Broker

Our Melbourne Mortgage Broker services are available 7 days a week 8.30 am to 9.30 pm

01

Chat to our experts

Our Melbourne Mortgage Broker is available to chat to you online and help you find an unbeatable deal. Talk to a real mortgage broker today.

02

Call Us to talk to a Broker

Call us now on 03 8804 1354 to talk to an experience mortgage broker in Melbourne, and we can help you achieve your financial goals

03

Enquire today to speak to a lending specialist

Alternatively, provide your contact information and a mortgage broker will contact you as soon as possible.

ARE YOU A …?
Mortgage Brokers, Melbourne Mortgage Broker

Melbourne Mortgage Broker Home loans

A team of home loan brokers in Melbourne will guide you through every step of the mortgage process, helping you gain peace of mind with expert advice and support. We’ll find the best home loan to suit your needs.

Mortgage broker Melbourne

Property Investing specialists

Buying an investment property is a powerful wealth creation strategy. Access hundreds of investment property loans from our wide choice of lenders. We shop around for you and our investment property finance broker negotiate a competitive rate.

Mortgage Broker refinancing

Refinancing home loans

With so many great offers available and interest rates at an all-time low, there’s no better time to refinance your home loan in Melbourne. Do it with the guidance and support offered by What If We Finance. We’ll make sure you find an unbeatable deal, starting from 1.79% p.a.

independent mortgage broker
Finance Broker

Why What If We Finance?

  • Speed : we work quickly 7 days and week and can get finance approved in 1 day (depending on your circumstances).

  • Simple communication : simple, direct jargon-free communication youe expect from a Melbourne Mortgage Broker.

  • Flexible : Our Melbourne Mortgage Broker can meet at a time or place convenient to you or even through online messaging and video conferencing apps!

  • Expertise : 20 plus years of experience and detailed knowledge will deliver the results you need.

  • We are 100% independent: We are not owned by a bank, nor do we have "arrangements" with accountants, lawyers or real estate agents. We do not pay for loans to be referred, and our only goal is to help achieve your financial dreams.

Testimonials

See What Our Clients Are Saying about our
Melbourne Mortgage Broker services

family enjoying in new home
Finance Broker
Melbourne Mortgage Brokerr Most Asked FAQ
What is a Melbourne mortgage broker?

What If We finance is a lending specialist who is also Melbourne’s leading independent mortgage broker and is available 7 days a week. Our service is free and since 2008 we have helped home loan refinancers, home buyers and property investors find unbeatable deals.

Your experience financial broker What If We Finance does all the legwork for you.

Why use a Melbourne Mortgage Broker

Melbourne’s best mortgage broker What If We Finance helps you save both time and money. Our service is free, we are available 7 days a week and, we help you find an unbeatable deal. We provide you with access to different lenders, rates and loan types — offering you options that a traditional bank cannot.

Once you choose a loan that suits your specific needs, a mortgage broker ensures things happen on time and, you’re fully informed at every step of the process.

What makes What If We Finance different?

We are available 7 days a week to meet and discuss your needs. We can meet anywhere convenient to you: be it at your home or in our CBD office during business hours. We also hold our own accreditation with the Mortgage Finance Association of Australia and Credit License with ASIC.

Does What If We Finance charge fees?
Our services are completely free of charge. We are paid a fixed commission fee by the lender of your choice, fully disclosed to you.
Does What If We Finance provide an ongoing service or do you just help me get to settlement?

At What If We Finance, we don’t forget you after your loan has settled. We will continue to be there for any concerns or queries on your part. We can also help you switch products or modify your loan.

Each year, we review your loan to see if it still suits your needs. If it doesn’t, we do our best to negotiate and secure a better rate from your lender.

What makes us different From others as a Melbourne Mortgage Broker.
  • 100% independent Melbourne Mortgage Broker

  • Access to 2,000 plus loans and 40 lenders

  • Available 7 days a week​

  • Simple, clear and ongoing communication​

independent Mortgage Broker Melbourne
Finance Broker

What If We Finance

What If We Finance, is voted the elite Melbourne Mortgage Broker for te commonwealth bank, and we can quickly help you buy a home or refinance your existing home loan. What If We Finance is not owned by a bank, and we do not sell our own home loans.

Our only focus is to help you achieve your financial goals. Your What If We Finance Mortgage Broker will provide independent and objective advice and recommendations. 

We not only work with the bank but will also partner with your accountant, solicitor/conveyancer or any of your advisers to make your financial possibilities come to life.

What If We Finance works with 40 plus lender and has access to more than 2,200 home loan products that are available on the market today. Contact us today to find an unbeatable deal.

Mortgage Broker Melbourne What If We Finance was established in 2008. We hold our own Credit Licence with ASIC and accreditation with the Mortgage Finance Association of Australia (MFAA).

We have leading industry experts with over 25 years of finance experience, and degrees qualified in economics, finance and mortgage broking. Our services are free.

We will not charge you for our time or any service we offer. So let us as your mortgage broker advise you on the appropriate loan, and we will do all the legwork for you.

We pride ourselves on knowledge, experience and ability to find you an unbeatable deal quickly and efficiently. Come and experience the What If We Finance Mortgage Broker difference.

What If We Finance aims to make finance simple and help customers buy a home, refinance or invest in property.

We take the stress out of finance, so you can focus on the important things.

What If We Finance is built around the following core values:

  • Excellence in customer service and experience
  • Integrity
  • Transparency
  • Single Minded

We invite you to ask us "What If We Finance."

Benefits of our mortgage broker service:

We learn and understand your needs and goals.
100%
We help you understand your borrowing power.
100%
We discover and find loan products that suit your situation
100%
You get educated about your loan and show you how to pay it off faster
100%
We inspire you to dream "what if....." for life's changing events.
100%
What makes us different From other MortGAGE BROKERS.
  • 100% independent mortgage broker Melbourne

  • Access to 2,000 plus loans and 40 lenders

  • Available 7 days a week​

  • Simple, clear and ongoing communication​

Forget about financial stress from now on

Buy a home with confidence

Industry Latest News & Blogs

We are available 7 days a week 8.30 am to 9.30 pm

01

Chat to a broker

Our independent mortgage broker Melbourne is available to chat to you online and help you find an unbeatable deal. Talk to a real mortgage broker today.

02

Call Us

Call us now on 03 8804 1354 to talk to an experience mortgage broker in Melbourne, and we can help you achieve your financial goals

03

Enquire

Alternatively, provide your contact information and a mortgage broker will contact you as soon as possible.