Is your bank offering you the best deal?

A recent ACCC report has levelled major criticism at the major banks regarding their mortgage pricing behaviour. The ACCC reviewed ANZ, CBA, Macquarie Bank, NAB and Westpac and found: Mortgage pricing is opaque and there is a high cost for consumers to individually research mortgage interest rates. The ACCC found banks make it hard for [...]

2018-12-13T15:45:39+11:00December 13th, 2018|Interest Rates, Mortgage Broker, Refinancing|

Interest Rates are increasing what you need to know

Interest Rates were set by the RBA Traditionally the Reserve Bank of Australia (RBA). would set interest rates in Australia. The RBA would adjust the cash rate. The cash rate is effectively the rate our banks borrow money at from the RBA. Like any business as the cash rate goes up and down so would [...]

2018-11-30T12:22:23+11:00September 21st, 2018|Interest Rates, Mortgage Broker, Mortgage Broker Melbourne|

Fixed Interest Rates are they a gamble?

Home Loan Fixed Rates are they a gamble? This is a thought that has been occupying What If We Finance more and more and recent research by Canstar has found that typically its a 50/50 proposition . More specifically will you come out ahead financial when fixing your home loan? As an example the [...]

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