What If We Finance is totally committed to protecting your privacy and personal information. We will now outline our privacy guidelines and policy and we are totally committed to adhering to National Privacy Principles and the requirements of the Privacy Act,
What If We Finance facilitates finance and we are an intermediary between the financial institution and the client/yourself. Typically, we offer mortgage products but from time to time we may offer other products. We do not solicit finance and need to make suitable enquiries about your goals and objectives and obtain personal information to recommend appropriate products.
Personal Information means we can gather information from yourself that may explicitly or implicitly identify you.
Why We need this Information
What If We Finance needs to collect personal information to recommend suitable loan products based on your needs and objectives.
To provide our services and make recommendations What If We Finance may disclose your information to organisations providing a product or service that we market. Such organisations include financial institutions or mortgage providers, valuers, lawyers or conveyancers or any organization that has an interest in your loan.
We will collect information from yourself the applicant where practical.
We Disclose Your Information To
Before we disclose any information we will information you who we intend to disclose information to and we will ensure the organization based on reasonable enquiries has the same level of commitment to privacy as What If We Finance.
A court, tribunal or the Australian Taxation Office may compel us via appropriate legal process to disclose information. We will disclose your information in such a circumstance.
We may use your personal information to provide you with information about our products or services or new opportunities that you may be interested in. If you do not wish to receive market information, you can unsubscribe via email or by contacting our office.
Updating Your Information
We generally assume the information we hold about you is accurate. If your information changes, we ask you contact our office. From time to time we may contact you to verify your information.
Accessing your Information
We provide you with access to the information we hold about you. If you wish to access your information, please contact our office. In rare circumstance we may deny access to your information and if that is the case we will provide a written explanation supporting our reasons.
Establishing your Identity
We are required by law to identify you and we will only ask for this information if required by law and privacy guidelines.
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*#Note: Everybody’s circumstances are different so contact your mortgage broker What If We Finance to find out more if you qualify for finance as the cheapest loan may not always be the best loan for you. The comparison rate is based on a $150,000 loan over 25 years and different loan terms and amounts will change the comparison rate.