Our Blog

March 14, 2014

Buying at auction can be fun

Buying at auction can be fun. Here are some tips to help you make the home buying process more enjoyable. At the start of every year we have few properties on the market being auctioned. […]
February 25, 2014

Finding a home under $400,000

Where to find a house in Melbourne for less than $400,000 Research by RP Data has found that the median house price in Melbourne for the quarter ended December 2013 was $610,000. While this gets media […]
February 4, 2014

RBA leaves interest rates on hold

The RBA has left interest rates on hold for another month.The RBA has also dropped its comments about the Australian dollar being “still uncomfortably high”, and is now stating that the “exchange rate has declined […]
January 26, 2014

Home Loan Fixed Rates are they a gamble?

Home Loan Fixed Rates are they a gamble? This is a thought that has been occupying What If We Finance more and more and recent research by Canstar has found that typically its a 50/50 […]
January 12, 2014

Building Approvals are improving

Building approvals are improving according to RP Data’s latest research. November and  December 2013 data released by the Australian Bureau of Statistics shows that for  November 2013, 16,396 approvals were granted which was 22.2% higher  compared […]
January 6, 2014

Lenders Mortgage Insurance Explained

Lenders Mortgage Insurance is taken out by the bank to protect their interests in the unlikely event that you default on the home loan. Lenders Mortgage Insurance is a one off premium paid at settlement […]
January 4, 2014

Historical low home loan interest rates set to stay

Historically low home loan interest rates are expected to remain in 2014 as households continue to manage and reduce their debt levels. The latest RBA data shows that businesses and individuals are counting to reduce […]
December 30, 2013

New Years Resolutions

The end of 2013 and the summer holidays means a Home Loan Health Check should be part of your new years resolutions. The home loan market is changing all the time and the relatively slow […]
November 30, 2013

Property Investing No No’s!

The biggest property investing “no no” seen by mortgage broker What If We Finance is the cross collateratisation of securities by the banks. Simply put if you own two or more properties the bank may […]
October 7, 2013

Which is the Best Home Loan interest rate?

So you have decided to refinance or buy a home and you are wondering which is the cheapest interest rate or should I just find the cheapest rate? Mortgage Broker What If We Finance strongly […]
September 22, 2013

Home Loans for Self Employed made easy

Home loans for the self employed can be made easy! A common misconception is that being self employed makes it hard to get a home loan or finance. This is not true. Being self employed […]
September 10, 2013

Home Loans for Doctors

Australian banks offer favourable terms for doctors relative to other professions as they are seen by the banks to be low risk borrowers, have high incomes and often approach the bank later for a business […]