Our Blog

January 5, 2017

Is the property market slowing in 2017?

  Is the property market slowing in 2017? The recent out of cycle interest rate increases by banks may see the property market slow down. Property demand according to relestate.com is driven by interest rates […]
April 5, 2016

Home Loans unbeatable deals still exit

  Home Loans unbeatable deals continue to exist , you just need to know where to find them. Mortgage Broker What If We Finance believes whether you are an owner occupied borrower or property investor […]
October 6, 2015

Interest rates for October on hold

The Reserve Bank of Australia has left official interest rates on hold. Interest rates remain at a record low of 2.0% p.a and we are now in the fifth consecutive month of record low interest rates. […]
September 30, 2015

Buying an Investment Property

Buying an Effective Investment Property A significant portion of the population are now buying more than one investment property and the recent property boom in Melbourne has also been driven by property investors. A question […]
September 27, 2015

Home Loan Health Check

Home Loan Health Check The term Home Loan Health Check is a “buzzword” when speaking to any mortgage broker. However, recent changes in the home loan market with regards to owner occupied and investment home […]
September 1, 2015

Home Loan Competition is increasing

As we enter spring home loan competition is increasing. Mortgage Broker What If We Finance advises a number of lenders are reducing their interest rates. Lender competition is starting to increase and this means good […]
June 9, 2015

Auction Clearance Rate at 78%

Auction Clearance rates remain 78% and steady despite the Queens birthday public holiday.Core Logic report that Melbourne auction volumes were significantly lower, falling from 1,248 to 302.  This represents a slight decrease from 80.2% last week.This  time […]
May 19, 2015

Changes to Investor Home Loans

December 29, 2014

Time for a better deal in 2015

What If We Finance would like to wish you all a New Year and here is to a fantastic 2015! With the festive season almost behind us and the New Year approaching now is a […]
August 23, 2014

Construction Home Loans explained

So you are building a new home and you need a Construction Home Loan. Where do you start? Construction home loans are assessed on the same basis as any other home loan. The bank will […]
June 7, 2014

Is the property market slowing?

Is the property market slowing? Mortgage Broker What If We Finance advises that recent research by RP Data is showing that house prices and unit prices in the Melbourne property market are slowing. Th RP Data […]
April 15, 2014

Interest Offset Home Loans Made Easy

Interest Offset Home Loans Made Easy We often hear that a mortgage offset account which is otherwise known as an interest offset account can save thousands off your home loan but how does it work? […]